Tuesday, December 16, 2008

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Holistic Remedy37,000 Cancer Patients Will Die Without Health Insurance











 

37,000 Cancer Patients Will Die Without Health Insurance

Submitted By: Nicole Calhoun
 
 















It is hard to imagine that living in the most prosperous and powerful country in the whole world that there are over 47 million people in the United States who have no health insurance. That translates into 1 in 10 people without health care coverage in America. Our annual cost for health coverage, per capita, is nearly double that of health care in other countries. And for that amount of money, American citizens should definitely enjoy the best health services in the world.


But, the sad truth is we don?t. And what?s even sadder are the statistics that abide with those who have illnesses such as cancer. Of the 560,000 people with cancer who will die from their disease, The American Cancer Society estimates that 37,000 of those people will die with no health insurance. With alarming numbers like that, what can be done? Is there really a solution?


These people have a double battle to wage. One for their physical health, and the other for their finance health. As if facing cancer wasn?t hard enough, it?s unimaginable having to face it without adequate health insurance. The high cost of health care has stopped many a persons from getting preventive care, which in most cases, allows doctors to catch cancer when it?s most treatable, in the early stages of the disease.


How many people have gotten the door of health insurance slammed in their faces by insurance companies who tell them they are uninsurable because they have what?s deemed as a pre-existing condition? I always thought that health care was for the sick, since they are the ones who need it most. Insurance companies want to insure those who are young and healthy. But what they are doing is risky, and they are risking the lives of millions of people everyday.


It?s not just the destitute who are unable to afford health insurance, these days. This grisly, greedy monster is now knocking on the doors of the middle-class and even the financially fit. With the cost of health care rising by double-digits, each year, hardly anyone is able to keep up. People are paying more for their health care coverage and getting less.


Ask yourself a question. Is anyone getting spectacular health benefits on their jobs, anymore? Look at your own situation. Are your health benefits what they used to be? Or, are you like everyone else ? paying more and getting less? Even if you are still receiving great benefits on your job, count your blessings because you?re among the elite few.


I don?t mean to be a bearer of bad news, but the trend that is now in place is suggesting that it won?t last long. More and more companies and individuals are looking for alternatives to traditional health care. And the good news is, there are wonderful alternatives available.


The best I?ve seen are what have been termed as Consumer Driven Health Care (CDHC) plans. Like it or not, this is where the market is going, so your best bet is to embrace it for the wonder that it is.


What it is doing is putting the delivery of health care where it ought to be ? back in the hands of the consumer and not the insurance company. The plans are sold at a fraction of the cost of traditional insurance plans, and the consumer gets more for their money.


If you?re faced with fighting a disease as costly as cancer can be, and you find yourself without health care coverage, it would be to your advantage to investigate a CDHC. There are reputable companies out there just waiting for you to call on them.


Don?t subject yourself to the rejection of health insurance companies who don?t want to help you in your time of need any longer. It?s time to fight back. This time, hit them where it hurts ? in their pocketbooks!


Take the time to find a Consumer Driven Health Care plan that suits the needs of you and your family. I guarantee, you?ll be glad that you did.














Article Tags: care, health, insurance








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Electric Fruit JuicerChat Leftovers: Runny Fruit Pie, Inauguration Treats - Washington Post Blogs

Wed, 03 Dec 2008 12:33:54 GMT

Chat Leftovers: Runny Fruit Pie, Inauguration Treats
Washington Post Blogs, DC - Dec 3, 2008
If you can't find blood oranges, use regular ones for the zest and juice. 2. Line shell with parchment paper, and fill with pie weights or dried beans. ...


Little Palm Island like the Florida tropics, only cooler - Atlanta Journal Constitution

Mon, 15 Dec 2008 19:05:57 GMT

Little Palm Island like the Florida tropics, only cooler
Atlanta Journal Constitution, USA - 14 hours ago
The bungalows do have other essential comforts, including mini-bars stocked with (free) sodas and fruit juice, espresso makers and ceiling fans. ...


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When KitchenAid introduced its iconic stand mixer almost 90 years ago, cooking from scratch was the norm and processed foods were almost non-existent.

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Holistic RemediesHow To Get Cheap Health Insurance Online In West Virginia











 

How To Get Cheap Health Insurance Online In West Virginia

Submitted By: Alexis Jensen iSnare Expert Author
 
 















Consider what could happen if you suddenly came down with a severe illness or suffered a catastrophic accident. Within a matter of days you could incur hospital and doctors' bills in the tens of thousands, even hundreds of thousands of dollars. Without insurance your home could be taken from you, your bank account could be drained, and any other assets you own could be wiped away - all in the blink of an eye.


And yet, for over 50% of the people in West Virginia the cost of health insurance is reported to be a severe financial hardship and fully 16% of the people of West Virginia can't afford health insurance at all.


While we wait for relief it is vital that we find ways of reducing the cost of health insurance ourselves. Purchasing health insurance online is, perhaps, part of the answer since online health insurance generally costs less than health insurance purchased from a brick and mortar business. But simply jumping online with no clear idea of how to lower the cost of health insurance will not solve the problem. We need something more. We need ways of reducing costs initially so that the additional savings we get from purchasing our insurance online can have a real meaning.


Fortunately there are steps that you can take that will help reduce the cost of your health insurance even before you get online.


For example, start by eating a healthy diet and getting some exercise. Yes, this means cutting way, way down on fast food and fried foods and it means eating more fruits and vegetables and it means walking or riding a bike three or four times a week.


It also means that you will have to stop smoking and using chew if you are serious about getting cheap health insurance online or anywhere else in West Virginia.


Your weight is also a factor when looking for cheap health insurance. A portion of your health insurance premium is based on your BMI, or Body Mass Index. The less your BMI the lower your health insurance premium each month. The one ray of sunshine is that if you are able to lose even a few pounds it's possible that you could move down on the insurance company's BMI chart - and if you move down even one level you could, potentially, save hundreds of dollars each year on your health insurance.


Join a group health plan. A group health plan may not be as concerned about smoking and BMI as an individual health plan. If your place of work doesn't offer group health insurance consider any groups, clubs, organizations or associations that you or any member of your family or any friends belong to. If you find a club or organization that offers its members group health consider it seriously.


Join an HMO or a PPO. These are forms of group health insurance that are somewhat less expensive than many other health insurance plans, but HMOs especially limit the doctors that you can see, so unless your current doctor is a member of the HMO that you join, there's a very good chance you will need to change doctors.


Don't participate in extreme sports and don't drive a fast, sporty car.


If you have other forms of insurance it can pay you to consolidate all of your insurance with the same company. In this way you will qualify for a Multi-Policy Discount.


Have your premiums automatically deducted from your checking account each month. The money your company saves on billing you will be passed along to you.


Can you afford to increase your co-payment each time you visit your doctor? If you can afford a 50% co-pay you'll save a bundle on premiums each month. This plan works best for people who do not see their doctor on a regular basis.


Finally, can you afford to increase your deductible? If you can increase your deductible then you will lower your cost of health insurance immediately. However, don't agree to pay more of a deductible each year than you can actually afford to pay.


And this brings us to our final step: buying our health insurance policy online. Yes, it is true that you can get cheap health insurance online in West Virginia, but don't get lazy and stop after looking at just one health insurance price comparison website.


If you are truly serious about finding the cheapest health insurance you can, then you must compare prices on at least 3 different websites. And you must take what you've learned in this article and fill out the forms on all three website EXACTLY the same.


Only in this way can you compare the same health insurance on all three sites - and making a true comparison is the only way to really find the cheapest health insurance.


Once you've made all of your comparisons then the only thing that's left is to review the prices you found and choose the lowest one. By doing your homework and by making your comparisons on a minimum of 3 different websites, you can feel confident that you now know exactly how to get cheap health insurance online in West Virginia and save as much money each month as you possibly can.














Article Tags: health, insurance, online








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